2 results for "Muhammad Ikhlash"
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Journal Article
Unveiling drivers and inhibitors in cashless readiness adoption: Evidence from Batam, Indonesia
Cashless readiness reflects a society's preparedness to adopt digital payments over cash transactions. This study investigates key factors influencing cashless adoption in Batam, Indonesia, using the Technology Readiness Index 2.0 and the Technology Acceptance Model. A quantitative survey was…
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Journal Article
Peer-to-Peer Lending: Growth, Trends, and Economic Impact Analysis
Purpose – This study aims to analyze the growth trends and economic impact of peer-to-peer (P2P) lending, highlighting its role in financial inclusion and support for small businesses, particularly in contexts with limited access to traditional banking services. Design/methodology/approach – The…