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Artikel Jurnal Teks lengkap
A Novel Approach to Reducing Fraud in Insurance Processes Using GAN-Based Steganography and AES-GCM Encryption
BACKGROUND AND OBJECTIVES: One of the major challenges in the insurance industry is combating fraud during the claim submission process, which is particularly evident in digital claim systems where customers send images of damages and injuries through mobile applications. As the insurance sector…
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Artikel Jurnal Teks lengkap
Antecedents, Components, and Consequences of Applying Artificial Intelligence in the Insurance Industry
BACKGROUND AND OBJECTIVES: The integration of artificial intelligence (AI) into the insurance industry represents a major technological shift potentially capable of transforming traditional business models, operational processes, and customer engagement strategies. Despite its initial promise, AI…
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Artikel Jurnal Teks lengkap
Designing a Sustainable Business Model Innovation (Case Study: A Social Insurance Organization)
BACKGROUND AND OBJECTIVES: Sustainable business model innovation is a widely studied concept in management, sustainability, and innovation literature. Although extensively researched, business models have not fully adapted themselves to the technological, sustainability, and post-pandemic era. A…
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Artikel Jurnal Teks lengkap
Comparative Analysis of the Performance and Regulatory Frameworks of Fish Farming Insurance in Iran Based on the Experiences of Selected Countries
Background and Objectives:The aquaculture industry, particularly fish farming, plays a significant role in supplying protein for the world’s growing population and constitutes a key component of the global food economy by contributing to food security and employment. Nevertheless, this sector…
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Artikel Jurnal Teks lengkap
Designing a market-Oriented knowledge management model in cooperatives and insurance
BACKGROUND AND OBJECTIVES: In the current era of digital transformation and data dominance, knowledge has emerged as one of the most valuable and strategic resources alongside traditional organizational assets such as capital, labor, and technology. Businesses across various sectors increasingly…
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Artikel Jurnal Teks lengkap
Design and validation of a professional competency model for key employees in Iran’s insurance industry: A mixed-methods approach
BACKGROUND AND OBJECTIVES: The insurance industry, as one of the fundamental pillars of the country’s financial and economic system, plays an irreplaceable role in ensuring the security and safety of economic activities, reducing individual and organizational risks, and providing peace of mind for…
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Artikel Jurnal Teks lengkap
Modeling and actuarial analysis of joint life insurance in the Iran insurance industry
BACKGROUND AND OBJECTIVES: One of the strategies to increase the penetration rate in the country's insurance industry is to create diversity in life insurance products. In this context, one of the expanding life insurance products is joint life insurance, which can cover two individuals under a…
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Artikel Jurnal Teks lengkap
Developing a Model for the Development of Startups in the Insurance Industry
BACKGROUND AND OBJECTIVES: The most important feature of the present era is change, and nothing is permanent in today's world. These changes have also left their mark on the financial services sector, and the insurance industry should also welcome these major changes. Therefore, using insurance…
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Artikel Jurnal Teks lengkap
Impact of internal audit quality on the financial performance of insurance companies
BACKGROUND AND OBJECTIVES: Internal auditing is an independent, objective assurance and consulting activity designed to add value and improve an organization's operations. Internal auditing helps the organization achieve its objectives by providing a systematic and disciplined approach to evaluate…
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Artikel Jurnal Teks lengkap
A comparative study of the insurer's liability in Iran versus leading countries (France, Japan, and the United States), including its legal challenges
BACKGROUND AND OBJECTIVES: With the increasing frequency and severity of natural disasters such as earthquakes, floods, storms, and wildfires, the need for effective and efficient insurance coverage to compensate for damages to individuals and property is increasingly felt. In many countries…
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Artikel Jurnal Teks lengkap
Isolation and identification of microplastic-degrading bacteria from polluted areas around the petrochemical complex (case study: Lorestan Petrochemical)
Background: The mass production, widespread use, and improper disposal of plastic products have led to significant environmental pollution. Over time, larger plastic polymers break down into smaller particles known as microplastics. This study aimed to isolate and identify indigenous beneficial…
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Artikel Jurnal Teks lengkap
Occurrence of Natural and Artificial Colorants in Food Products: A Five-Year Survey in Tehran (2017–2021)
Background: Today, food processing technologies—aimed at increasing shelf life or enhancing the appearance, composition, and color of food—have encouraged food operators to use natural and artificial colors to increase product attractiveness. Therefore, the current study aimed to investigate the…
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Artikel Jurnal Teks lengkap
Optimizing Atmospheric Cold Plasma-Based Advanced Oxidation for the Degradation of Polypropylene Microplastics Using Response Surface Methodology
Background: The presence of microplastics in the environment poses a significant threat to human health. This study aimed to evaluate the performance of an atmospheric cold plasma (ACP) process for the degradation of polypropylene microplastics in aqueous solutions. Materials and Methods: In this…
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Artikel Jurnal Teks lengkap
Assessment and prioritization of environmental risks in the Western oil and gas industries using fuzzy AHP (FAHP)
Background: As the largest energy production sector in the world, the oil and gas industries have always faced many environmental challenges that can have adverse consequences for human health and natural ecosystems. Therefore, this study was conducted to assess and prioritize of environmental…
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Artikel Jurnal Teks lengkap
Investigation of Photocatalytic Degradation of Tetracycline in Aqueous Solutions using Persulfate / SnO₂/Zn Nanoparticles Proces
Background: In line with the development of green chemistry in wastewater treatment, it is important to investigate effective photocatalysts with reusability and easy separation from wastewater for the removal of tetracycline (TC). SnO2-Zn nanoparticles are known for their low cost, low toxicity…
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Artikel Jurnal Teks lengkap
Examining the amount of baking soda and salt in different breads from bakeries in Khoy city
Background: Bread, as a main daily food, provides a major portion of the energy, minerals, and vitamins needed by humans. In recent decades, the use of baking soda (sodium bicarbonate) as a factor to accelerate the dough fermentation process has become popular in some parts of the country, despite…
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Artikel Jurnal Teks lengkap
Investigating the relationship between compliance with ergonomic principles, job fatigue, and employee efficiency in the Kermanshah Stone Crusher Mine
Background: The working environment in mines is one of the most dangerous of its kind, which has negative effects on the physical and mental health of workers due to excessive physical workload. Working in such environments is often associated with occupational fatigue, musculoskeletal disorders…
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Artikel Jurnal Teks lengkap
Systematic Review on the Application of Biomass-Derived Biochars for the Removal of 2,4-Dichlorophenoxyacetic Acid from Agricultural Water Sources
Background: Water contamination with the herbicide 2,4-Dichlorophenoxyacetic acid (2,4- D) poses a serious environmental challenge, as its residues not only degrade drinking water quality but also threaten aquatic ecosystems and the food chain. The aim of this systematic review was to summarize and…
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Artikel Jurnal Teks lengkap
Assessing the Condition of Forest Roads in Neka and Behshahr Counties after Five Years of the Logging Ban
Extended Abstract Background: Forest roads serve as essential communication links to forested areas, playing a pivotal role in a wide range of forestry activities. These roads not only facilitate access to forest resources for exploitation, conservation, and restoration but also contribute…
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Artikel Jurnal Teks lengkap
Evaluation of the Climate Change Effect on Minimum and Maximum Temperatures and the Reference Evapotranspiration in the Lake Urmia Basin Using CMIP6 Models
Extended Abstract Background: Climate change as an influential phenomenon causes changes in climate systems, increasing both the temperature and the moisture capacity of the atmosphere so that the increase in global temperature has increased the evaporation from the surface and the atmosphere water…
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