1 hasil untuk "Dominika Bosek-Rak"

Infrastructure or culture? Identifying determinants of consumer payments digitalization

Dominika Bosek-Rak; Daniel Kaszyński; Agata Chutnik

Computers in Human Behavior Reports, Vol. 21 · 2026 · Inggris · DOAJ Scopus

This study examines cross-country differences in the pace of cash displacement by focusing on national-level infrastructural and cultural characteristics associated with non-cash payment adoption. Using data for 71 countries over the period 2012–2023, the analysis adopts a macro-level perspective…