6 results for "Parul Kumar"
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Journal Article Full text
The interplay of skills, digital financial literacy, capability, and autonomy in financial decision making and well-being
Covid-19 and the unprecedented surge in financial technology contributed to unexpected financial challenges, affecting the relevance of financial decision making and perceived financial well-being. This paper examines the mediating effects of digital financial literacy, financial autonomy…
Also available at: DOAJ
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Journal Article
Decoding financial behaviour through cognitive and digital pathways: A hybrid SEM–ANN study among Indian working women
This study investigates the influence of financial literacy on the financial behavior of female urban workers in India, with a focus on the mediating role of risk perception and the use of digital financial services (DFS). Grounded in the stimulus-organism-response (SOR) framework, financial…
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Journal Article
Analysing the behavioural, psychological, and demographic determinants of financial decision making of household investors
Adding to the behavioural science domain, the principal idea behind the study is to investigate the impact of an array of behavioural, psychological, and demographic factors on financial decision making. The study utilizes a structured questionnaire to collect the opinions of 634 investors using a…
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Journal Article
Risk Perception-Perceived Investor Performance Nexus: Evaluating the Mediating Effects of Heuristics and Prospects With Gender as a Moderator
As the financial condition of most individuals has taken the toll during the COVID-19 pandemic, this study aims to analyze varied risk perceptions owing to dynamic behavioral aspects ingrained in individuals. The study primarily incorporates the impact of COVID-19 induced risk perceptions on…