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Jurnal

Journal of Business & Banking

ISSN 2088-7841 · Research Center and Community Services · 259 artikel di indeks

  1. Artikel Jurnal

    The effect of perceived benefits,ease of use, and risk on culinary MSMEs’ interest in utilizing QRIS

    Fitri Rahmawati; Santi Merlinda

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    The GNNT (National Non-Cash Movement) program is in line with fintech innovations that have a real impact on improving the efficiency of the payment system, financial inclusion, and the Indonesian economy. In the Kedungkandang sub-district area of Malang City, the number of culinary MSME units has…

  2. Artikel Jurnal

    Peran komitmen organisasi sebagai pemediasi hubungan antara kompensasi, motivasi, dan kinerja pegawai

    Shania Ayanda Nur; Soni Harsono; Tjahjani Prawitowati

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    This study analyzes the role of organizational commitment as a mediator between compensation, motivation, and performance of PPNPN employees at the Pusdatin of the Ministry of ATR/BPN, with a sample of 48 employees using a saturated sampling technique. The role of PPNPN is important to study…

  3. Artikel Jurnal

    Determinan innovative work behavior generasi Z: dengan grit sebagai pemoderasi

    Yanuar Surya Putra; Hardi Utomo; Ambar Istiyani

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    Generation Z is a new worker demographic beginning to dominate the workplace. This study aims to investigate and explain the impact of workplace ostracism and job stress on innovative work behavior among Generation Z employees in Salatiga, using grit as a moderating variable. Companies are also…

  4. Artikel Jurnal

    Intellectual capital, CSR, and earnings quality impact on equity cost of capital

    Fivi Anggraini; Ethika Ethika; Selvi Adenia Safitri

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    Companies need additional funds to improve their business activities, and one source of these funds is investors, which involves the cost of equity capital. Several factors influence the cost of equity capital, including the disclosure of intellectual capital, corporate social responsibility (CSR)…

  5. Artikel Jurnal

    Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste

    Leonardo Bele Bau Amaral; Rr Iramani; Tanza Dona Pertiwi

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    Financial behavior reflects how individuals manage financial resources to meet their needs and achieve life goals. Financial behavior, when supported by financial literacy, experience, and self-efficacy, can enhance living standards. This study aims to explore the influence of financial literacy…

  6. Artikel Jurnal

    Analisis faktor penentu keberhasilan implementasi sistem informasi akademik pada ISB Atma Luhur

    Amri Amri; R Burham Isnanto; Ari Amir Alkodri dkk.

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    To support higher education, academic information systems are required. However, user satisfaction, especially among students, is crucial to the system’s success. The aim of this research was to investigate the relationship between student happiness and the quality of academic information systems…

  7. Artikel Jurnal

    Factors influencing financial behavior: The role of income as a moderator of financial knowledge

    Agustinus Kismet Nugroho Jati; Endang Purwaningsih; Margareta Ernanda Rahardani

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    The purpose of this study is to analyze the financial behavior of female MSME entrepreneurs, with income as a moderating variable. The data were collected by using a survey as the instrument in the form of a questionnaire. The respondents for this study were female MSME entrepreneurs residing in…

  8. Artikel Jurnal

    Perilaku belanja online dan niat beli pada generasi “Z†di Indonesia

    Soni Harsono; Nathan Tidiend Haripraditya; Much Aji Rochman Soleh

    Journal of Business & Banking, Vol. 12 No. 1 · 2024 · Indonesia · DOAJ SINTA 3

    Generation Z that dominates the population and the development of e-commerce has changed their shopping patterns, especially in terms of purchase intention. For example they choose to shop online. This study has two objectives, frst: to examine the impact of attitudes, beliefs, value motives and…

  9. Artikel Jurnal

    Peran literasi keuangan syariah dan pendapatan terhadap utang konsumsi di Surabaya

    Mahbub Humainy; Zubaidah Nasution

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    This research aims to analyze the influence of sharia financial literacy and family income on household consumption debt in Surabaya. This research method uses a quantitative approach through questionnaires to 115 house-holds in Surabaya. The sample in this study was Surabaya City house-holds…

  10. Artikel Jurnal

    Peranan pertumbuhan ekonomi dalam memediasi faktor-faktor yang mempengaruhi indeks pembangunan manusia

    Muktar Redy Susila

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    Provincial HDI data in 2022 shows striking disparities between regions. This figure shows the uneven economic development in Indonesia. An analysis of factors that can influence HDI is needed. This research aims to analyze the influence of regional finan-cial performance and capital expenditure on…

  11. Artikel Jurnal

    Unlocking the Potential of Continue Intention to Use of MyBCA between Generations

    Fajar Aji; Mohammad Ali Akbar; Ervin Adhitya dkk.

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    BCA has just unveiled a brand-new digital platform called myBCA. Although myBCA provides more services overall than mobile BCA, users are hesitant to transfer over due to concerns about security. The myBCA app's rating in the Google Play Store is still 3.7 stars. This situation is emblematic of…

  12. Artikel Jurnal

    Social media vlogs and e-wom on man-made tourism destination: Insights from Indonesia

    10.14414/jbb.v13i2.4454; Arizal N

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    The use of social media Vlogs and WOM has not been thoroughly researched to stimu-late the intention to visit tourist destinations, especially man-made destinations. Howev-er, social media is currently an effective promotion and branding tool. The purpose of this study is to test whether e-WOM and…

  13. Artikel Jurnal

    Human resources accounting optimization: A conceptual pathway to improve financial performance

    Juwita Sari; Prawita Yani; Fastha Aulia Pradhani

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    This research discussed HRA’s impact on a company’s financial performance. Human Resource Accounting (HRA) is measured by using 16 indicators, while financial performance uses 4 indicators, which consist of return on assets (ROA), return on equity (ROE), firm size, and leverage ratio. The…

  14. Artikel Jurnal

    Determinan keputusan penggunaan pembayaran digital: Peran niat sebagai mediasi literasi keuangan

    Muchamad Khozin Chanafaro; Linda Purnama Sari

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    This study aims to examine the influence of financial literacy, risk perception, lifestyle, and the use of digital payments, all of which are mediated. by intention, on Generation Z in Surabaya. This study uses quantitative methods and purposive sampling techniques involving 175 Generation Z…

  15. Artikel Jurnal

    Peran bias perilaku investor dalam proses pengambilan keputusan dan kinerja investasi

    Roseline Mannuela Anwar; Hendry Wijaya; Rita Amelinda

    Journal of Business & Banking, Vol. 14 No. 1 · 2024 · Indonesia · DOAJ

    This study aims to determine whether investor bias, including heuristic and herding biases, has an impact on investors’ investment behaviour, particularly in Indonesia. The sample was taken by purposive sampling, which is a non-probability sampling technique. This technique is used to identify…

  16. Artikel Jurnal

    The effect of financial literacy on financial inclusion, social capital, and cognition on beginner and experienced investor

    Maria B.B. Setiadi; Werner R. Murhadi; Deddy Marciano

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    This study examines how financial literacy affects financial inclusion, social capital, and cognition in stock investors. Prospective investors or investors can manage per-sonal finances in the future. This research involves many samples with cross-sectional data. This research consists of the…

  17. Artikel Jurnal

    Essential Drivers of Customer Satisfaction in using Shopee Apps: A Perspective of Logistic Service Dimensions

    Adi Prasetyo Tedjakusuma; Kevin Richard Harly; Erna Andajani

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    This study was motivated by authors’ curiosity to study Shoppe as a booming e-commercecompany, while logistics services are critical for Shopee’s success in term of satisfyingits customers. This study aims to examine how factors of logistic dimensions affectcustomer satisfaction of Shoppe and is…

  18. Artikel Jurnal

    Sistem pembayaran QRIS sebagai upaya pengembangan UMKM di kota Ambon

    Paskanova Christi Gainau; Cecilia Engko; Yesica Thelma Gaspersz

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    This study aims to examine the effect of using the QRIS payment system on MSME development in Ambon City through Theory of Acceptance Model. It uses the sample from all MSME culinary delights in Ambon City, taken based on the determined criteria such as meeting the criteria are 45 SMEs. The data…

  19. Artikel Jurnal

    Determinan stabilitas perbankan di Indonesia: Pendekatan makro dan mikro prudensial

    Jayanti Sukma Dewi; Birgitta Dian Saraswati

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    Banks have a very important role in the economy. Not only as financial intermediaries. They have also played a big role in the effectiveness of monetary policy. Therefore, bank stability is very important. This research aims to determine the influence of micro-prudential variables represented by…

  20. Artikel Jurnal

    Peran Servant Leadership pada Organizational Citizenship Behavior dengan Mediasi Job Satisfaction

    Dewi Karomatun Nur Jannah; Ignatius Soni Kurniawan; Nala Tri Kusuma

    Journal of Business & Banking, Vol. 13 No. 2 · 2024 · Indonesia · DOAJ

    This study aims to determine the effect of servant leadership and perceived organizational support on organizational citizenship behavior through job satisfaction of PERUMDAM Tirta Projotamansari Bantul Yogyakarta emplo-yees. This research is quantitative, and primary data in the form of filling…