239 hasil

Impact of Dividend Policy on Stock Price Movements of State-Owned Banks: The Case of BBRI in FY2024

Maykada Harjono; Nugraha; Moh. Wildan dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Inggris · DOAJ

This research examines how dividend policy influences stock price movements of PT Bank Rakyat Indonesia (BBRI) during the 2024 fiscal year. The study applies a quantitative method using Partial Least Squares-Structural Equation Modeling (PLS-SEM) to analyze trading behavior and market sentiment…

Juga tersedia di: DOAJ

From Carbon Footprint to Financial Footprint: Exploring the Impact of Green Accounting Adoption and Digital Consumer Perceptions on the Financial Performance of E-Commerce Businesses

Lilis Saidah Napisah; Budi Harto; Yane Devi Anna

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Inggris · DOAJ

Digital consumer behavior has changed as a result of the growth of global e-commerce, which has also increased attention to sustainable business practices. However, there are many research gaps because companies do not understand the influence of consumer perceptions on financial performance and…

Juga tersedia di: DOAJ

Implementation of Islamic Trust and Moral Values in Islamic Bank Frontliner Services

Aswin Fahmi Darma Darma; M. Guffar Harahap Guffar; Ami Nullah Marlis Tanjung Ami dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Indonesia · DOAJ

The development of Islamic banking is marked not only by the expansion of financial services but also by the strengthening of Islamic values in service practices. This study is motivated by the gap between the ideal implementation of Sharia values and the actual performance of frontliners at BTPN…

The Mediating Role of Financial Self-Efficacy between Digital Financial Literacy and Financial Well-Being among Youth

Herma Wiharno; Yanneri Elfa Kiswara Rahmantya; Odang Supriatna

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Indonesia · DOAJ

The increasing use of digital financial services among youth has not been matched by adequate digital financial competencies, creating risks that may negatively affect their financial well-being. This study aims to analyze the effect of digital financial literacy on financial well-being and examine…

The Influence of Production Costs, Working Capital, and Sales on Net Profit of Cosmetic Companies Listed on the IDX 2018–2023

Bianca Oktavia; Edi Firdaus; Trustorini Handayani dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Indonesia · DOAJ

This research investigates the impact of production costs, working capital, along with sales volume in relation to net profit in manufacturing companies within the cosmetics and household goods sub-sector registered on the Indonesia Stock Exchange for the period 2018 - 2023. This study employed a…

Financial Technology and its impact on Banking Financial Performance in Indonesia

Anggya Sophia Imannisa; Ghazali Syamni; Jummaini Jummaini dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Indonesia · DOAJ

Return on Assets (ROA), the main measure of profitability, is used in this study to investigate how the use of financial technology affects the financial performance of Indonesian banking institutions. Four Fintech variables—the Quick Response Code Indonesian Standard (QRIS), ATMs, internet…

Big Data Analysis in Management Information Systems for Financial Decision Making: A Systematic Literature Review

Trisa Afrilia Friyadi; Arjuna Rizaldi; Agus Riyanto dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Indonesia · DOAJ

The integration of Big Data Analysis into Management Information Systems (MIS) has become increasingly important in supporting financial decision-making in today’s data-driven business environment. As the volume and variety of financial data continue to grow, MIS is no longer limited to traditional…

Stock Price Determination at Bank Pembangunan Daerah Jawa Barat (BJB)

Ryan Farezi; Vietha Devia Devia

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 1 · 2026 · Indonesia · DOAJ

Stock price fluctuations are one of the factors that affect and challenge investors. In addition, investors do not only invest for the sake of short, but also in the long term. Banks are one of the main pillars in Indonesian stocks. It is known that Bank Bjb has a good level of health but until now…

The Effect of Inflation, Firm Age, and Firm Size on Profitability (Case Study on Non-Cyclical Consumer Goods Sector Companies Listed on the Indonesia Stock Exchange for the 2019-2023 Period)

Anyelir Anyelir; Edi Firdaus; Hadi Purnomo dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

This study aims to determine the effect of inflation, firm age, and firm size, both partially and to determine each the development of each variable in Consumer Non-Cyclicals Sector Companies the 2019-2023 period. The research method used is a descriptive and verifiable method with a quantitative…

The Role of Artificial Intelligence in Enhancing Digital Marketing Performance : for MSMEs

Windi Novianti; Mursyida Sakina; Delinda Salsabila dkk.

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

This article discusses how artificial intelligence, or AI, helps improve marketing performance in today's digital era, starting from making promotions more targeted, making work within the business more efficient, and making the customer experience better. This article uses a systematic literature…

Social Media Sentiment Analysis Based on Big Data as a Foundation for Sustainable Business Decision-Making

Yayah Sutisnawati; Hadi Purnomo; Najwa Salsabilla

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

Social media has many negative impacts because everyone uses it nowadays. Companies need to use this data to make faster decisions. This study examines how big data sentiment analysis can support sustainability. I conducted an in-depth review of research articles, following the PRISMA guidelines. I…

A Systematic Literature Review of IoT-Based KiosK Self-Ordering System to Improve Restaurant Service Efficiency

Sinda Dwi Rahmalia; Muhammad Iffan

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

The increasing use of Internet of Things (IoT) based self-ordering kiosks is a reflection of the growth in the restaurant sector for quicker service, fewer operator mistakes, and greater customer experience. The objective of this research is to investigate the effect of IoT-based self-ordering…

Systematic Literature Review: The Role of the Internet of Things (IoT) in Management Information Systems (MIS) for Digital Business Transformation

Edi Firdaus; Yapa Naira; Tatang Supriyadi

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

Due to the digital transformation of businesses, the Internet of Things (IoT) has been integrated into Management Information Systems (MIS) to improve efficiency and quality of decision-making. Through a systematic literature review, the purpose of this work is to analyze the role of IoT in MIS as…

Internal Factors and Financial Performance: Bank Size as Moderator

Salsa Kira Husnanda; Naya Lutfiyah Anas; Farah Margaretha Leon

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

This study examines how banking-specific internal determinants shape financial performance, positioning bank size as a moderating construct. Inconsistent empirical evidence concerning the roles of capital adequacy, asset quality, management quality, liquidity, and cost efficiency in driving…

Efficiency as an Intervening Factor in the Relationship between Credit Risk and Liquidity on Profitability

Selah Azizah; Emmanuel Kristijadi

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

This study aims to analyze the effect of credit risk and liquidity risk on profitability, with efficiency as an intervening variable. This study uses descriptive analysis methods, multiple linear regression analysis, path analysis, and the Sobel test. The population used is BUSN Foreign Exchange…

Analysis of the Implementation of Cyber Security in Improving Online Transaction Security

Muhammad Iffan; Vebriani Vonie Zatsiyah

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

Digital transformation in the banking sector has driven an increase in the use of online banking services, but also raised the risk of cyber threats that can disrupt the confidentiality, integrity, and trustworthiness of financial transactions. This study investigates how cybersecurity, viewed from…

Transformation Technology: the Impact of Robotics on Effective Production and Efficiency in Business

Suryanto Wiganepdo Soegoto; Arjuna Rizaldi; Mochamad Nurul Imam

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

This research examined how robotics influences business operations, not only by improving efficiency and productivity, but also by pushing for changes in organizational structure, adjusting strategic plans, and supporting policy-making processes. Although previous research has revealed the…

The Influence of Financial Ratios on Retail Firm Profitability in Indonesia

Lilis Setiawati; Erwin Budianto

Jurnal Ilmu Keuangan dan Perbankan, Vol. 15 No. 2 · 2026 · Indonesia · DOAJ

This research aims to test and analyze the impact of the debt-to-asset ratio (DAR), total asset turnover (TATO), and firm size on return on assets (ROA) in retail companies listed on the Indonesia Stock Exchange (IDX). A quantitative approach was adopted in this research because using secondary…