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Jurnal

International Journal of Islamic Business and Economics (IJIBEC)

ISSN 2599-3216 · Faculty of Islamic Economics and Business - Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan · 122 artikel di indeks

  1. Artikel Jurnal

    Enhancing Financial Inclusion in the MSME Sector: An Investigation of Fintech Adoption in Indonesia through Structural Equation Modeling

    Vidya Purnamasari; Linda Seprillina; Vika Annisa Qurrata dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2025 · Inggris · DOAJ

    This study aims to critically analyze the determinants of fintech adoption among micro, small, and medium-sized enterprises (MSMEs) in Indonesia, utilizing the robust Structural Equation Modelling (SEM) method. Financial Technology (fintech) represents a disruptive innovation that is transforming…

  2. Artikel Jurnal

    Empowering the People’s Economy through MSMEs: Evidence from East east Kotawaringin, Central Kalimantan Indonesia

    Mutmainah Mutmainah; Muzalifah Muzalifah; Abdul Helim dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study aims to analyze the role of Micro, Small, and Medium Enterprises (MSMEs) in empowering the people’s economy in East Kotawaringin Regency, Central Kalimantan, from the perspective of Islamic economics, particularly based on Surah An-Nisa (4:29). The research employs a qualitative…

  3. Artikel Jurnal

    Enhancing Sustainability of Batik MSMES Through Product Innovation and E-Commerce: A Case Study of Seberang Jambi Indonesia

    Muazza; Mayasari Markim; Siti Syuhada dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2025 · Inggris · DOAJ

    This study examines the implementation of product innovation and e-commerce strategies in managing batik SMEs using a sustainability industry approach in Seberang, Jambi City. The study aimed to analyze how product innovation and digital marketing can support them, to explore their understanding…

  4. Artikel Jurnal

    The Readiness of Management Operational Standard as The Basis of Adopting Industry 4.0: Studi on Sharia Cooperative in West Java Indonesia

    Hennidah Karnawati; Koernia Purwihartuti; Tia Fahmi Angestiwi dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2025 · Inggris · DOAJ

    The aim of this research is evaluates the management operational standard and the level of readiness of Sharia Cooperatives in West Java for adopting the Industrial 4.0. Method: descriptive surveyed to 191 sharia cooperative practitioners,interviewed the leaders of 39 sharia cooperatives,reviewed…

  5. Artikel Jurnal

    Sharia Technopreneurship: MSME Growth And Gen Z Income In Palembang's Digital Era

    Chici Rima Putri Pratama; Nor Balkish Zakaria; Heri Junaidi dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2025 · Inggris · DOAJ

    This study aims to analyze the impact of the Sharia Technopreneurship Revolution on MSME (Micro, Small, and Medium Enterprises) growth and income generation among Generation Z in the digital era in Palembang. In the face of rapid technological advancement, Sharia technopreneurship is emerging as a…

  6. Artikel Jurnal

    Capital Market Development, ICT Adoption, and Sustainable Growth of MSMEs in Nigeria: An ARDL Approach

    Aisha Abdulaziz; Sudha Mavuri; Jamiu Adeniyi Yusuf dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study examines the impact of capital market development and information and communication technology (ICT) adoption on the growth and sustainable development of Micro, Small, and Medium Enterprises (MSMEs) in Nigeria within the framework of the Sustainable Development Goals (SDGs). Given the…

  7. Artikel Jurnal

    Productive Zakat as an Instrument for Business Development Strategy: An Analytical Hierarchy Process (AHP) Study in South Kalimantan Indonesia

    Yusuf Asyahri; Atika Zahra; Annisa Sayyid dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study aims to identify and prioritize development strategies for Micro, Small, and Medium Enterprises (MSMEs) supported by productive zakat in South Kalimantan Province, Indonesia. Despite their significant contribution to regional economic growth, MSMEs continue to face challenges related to…

  8. Artikel Jurnal

    Organizational Factors Affecting Law Enforcement Loyalty: An Islamic Leadership Perspective Using SEM-PLS Approach

    Rowiyani; Khoerul Soleh; Latifah dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study aims to analyze the influence of organizational factors—workload, institutional policy support, leadership, competency and training, and incentives—on human resource loyalty within law enforcement institutions, viewed through an Islamic leadership perspective. Employing a quantitative…

  9. Artikel Jurnal

    Poverty Alleviation Through Zakat Impact: MSMES and The National Zakat Collection Agency (BAZNAS) Studies

    Ahmad Afif; Ade Wirman Syafei; Etom Katamsi

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This research examines Islamic philanthropic zakat schemes as funding mechanisms to strengthen poverty alleviation efforts. A zakat distribution model centred on Micro, Small, and Medium Enterprises (MSMEs) will be proposed as a key recommendation for stakeholders, particularly zakat communities…

  10. Artikel Jurnal

    The Determinants of Tourist Visiting Interest in Sade Village Tourism Central Lombok

    Setiawan Bin Lahuri; Sri Firda Rahmi Aliya Putri; Devid Frastiawan Amir Sup dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2025 · Inggris · DOAJ

    This research aims to find out the influence of Destination Image and Service Quality on tourist Visiting Interest with Halal Attributes as intervening variables, as the determinants of tourist Visiting Interest in Sade Village Tourism Central Lombok. The increase in the Muslim population in the…

  11. Artikel Jurnal

    Determinants of Islamic E-Wallet Adoption Among University Students: Evidence from Digital Islamic Literacy and Social Influence

    Ainun; Nur Fitri Hidayanti; Zaenafi Ariani dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study aims to analyze the relationship between Islamic digital literacy and social influence on the acceptance of Islamic digital wallets among students, as well as to examine the role of Islamic digital literacy as a factor that strengthens this relationship. The method used is quantitative…

  12. Artikel Jurnal

    Digital Transformation and Climate ChangeAwareness: Mediated Impact on Financial Performance via Green Technology SMEs

    Dinda Fatmah; Mirhamida Rahmah; Yusriyah Rahmah dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2025 · Inggris · DOAJ

    This study investigates the direct and indirect effects of digital transformation and climate change awareness on SME financial performance, with green technology adoption serving as a mediating variable. Drawing from stakeholder theory and the resource-based view, this research addresses a key gap…

  13. Artikel Jurnal

    Halal Entrepreneurship by Using the Global Gotong-Royong (G2R) Tetrapreneur Approach: a Bibliometric Review and Research Framework

    Rozaq Muhammad Yasin; P.L. Rika Fatimah; Diana Shofa

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study aims to examine publication patterns on halal entrepreneurship by using the global gotong-royong (G2R) tetrapreneur approach. This study conducted a quantitative bibliometric analysis using the Scopus database from 2004 to 2025. The search terms "Entrepreneurship" and "Halal…

  14. Artikel Jurnal

    Gamified Financialization in The Light of Islamic Behavioural Economics: Psychological and Ethical Dimensions of Speculative Behaviour in Virtual Asset Markets

    Muhammad Said; Andi Kiki Patmawati; Minhajuddin Madi dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    The phenomenon of gamification in virtual asset trading has transformed investment behavior into an activity driven by psychological mechanisms such as Fear of Missing Out (FOMO), overconfidence, herding behavior, and loss aversion. This study aims to analyze how gamified design in digital trading…

  15. Artikel Jurnal

    Strategic Management Analysis of the Halal Certification Program Implementation in Surabaya

    Muhammad Yazid; Ismatul Khayati; Aji Prasetyo

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 2 · 2025 · Inggris · DOAJ

    This study aims to analyze the strategic management process in implementing the halal certification program by the Ministry of Religious Affairs of Surabaya City. The research specifically focuses on evaluating the alignment between policy formulation and local implementation using four analytical…

  16. Artikel Jurnal

    The Role of Sharia-Compliant KUR Super Micro Financing in Enhancing MSME Income and Business Development: A Case Study from Bank Syariah Indonesia

    Radlyah Hasan Jan; Miranda Suhardi Usman; Fitria Ayu Lestari Niu dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 9 No. 1 · 2024 · Inggris · DOAJ

    This study aims to evaluate the impact of the KUR Super Micro program on the income of MSEMs financed by Bank Syariah Indonesia Mantos Branch, with a focus on financial inclusion through Sharia-compliant models. It employs a qualitative case study approach, involving detailed interviews with five…

  17. Artikel Jurnal

    Greatest Income Strategy Through Empowerment of Informal Sector Women Entrepreneurs Based on Jambi Malay Culture with the Sustainable Livelihood Framework Approach

    Mayasari Mayasari; Siti Syuhada; Fachruddiansyah Muslim

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 8 No. 2 · 2024 · Inggris · DOAJ

    This study examines the development of an effective income-maximization strategy by empowering informal sector women entrepreneurs in Jambi, Indonesia, through the Sustainable Livelihood Framework (SLF) approach. It addresses critical challenges including limited access to economic resources…

  18. Artikel Jurnal

    The Impact of Compensation and Religiosity on Fraudulent Behavior in MSMEs: The Role of Islamic Work Ethics as a Moderator

    Yusuf Faisal; Mesi Herawati; Ahmad Athaillah dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 8 No. 2 · 2024 · Inggris · DOAJ

    This study aims to obtain empirical evidence on the effect of compensation and religiosity on fraudulent behavior with Islamic work ethics as a moderating variable. This study uses a quantitative research type. This study used a questionnaire distributed to MSMEs in West Java, namely 350…

  19. Artikel Jurnal

    Sharia Compliance and Islamic Digital Banking: Empowering SMEs in Indonesia

    Supriyono Supriyono; Ade Ananto Terminanto; Ade Sofyan Mulazid dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 8 No. 2 · 2024 · Inggris · DOAJ

    This study investigates how Sharia compliance and trust shape SMEs' adoption behavior using an extended Unified Theory of Acceptance and Use of Technology (UTAUT 3) framework. The rapid digital transformation of the banking sector necessitates deeper insights into the factors driving the adoption…

  20. Artikel Jurnal

    Environmental Uncertainty and Sustainability: Does Innovation Efficiency Matter? Evidence from Sharia Rural Banking in Central Java Indonesia

    Andi Kushermanto; Inayah Risqi Alisa; Reni Mustika Sari dkk.

    International Journal of Islamic Business and Economics (IJIBEC), Vol. 8 No. 1 · 2024 · Inggris · DOAJ

    This study examines the influence of environmental uncertainty on sustainable growth and the moderating effect of innovation efficiency in this relationship. The population of this study is Sharia rural banks in Central Java for the 2018–2022 period. The sample of this study obtained through the…