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Jurnal At-Tamwil
ISSN 2615-4293 · Universitas Islam Tribakti Lirboyo Kediri · 111 articles in the index
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Journal Article
Analysis of Customers’ Perceptions and Understanding of the Implementation of Hybrid Contracts in Financing Products Offered by Bank Syariah Indonesia
Purpose – This study aims to analyze the implementation of hybrid contracts as well as customers’ perceptions and understanding of the contract structure in Bank Syariah Indonesia (BSI) financing products. Design/Methods/Approach – This study employs a qualitative approach using a case study model…
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Journal Article
Distribution of Added Value in the Sago Value Chain of the Yoboi, Simporo, and Babrongko Indigenous Peoples: An Islamic Economic Justice Perspective
Purpose – This study describes the structure, value creation, and distribution of added value within the sago value chain involving Indigenous communities, processing groups, MSMEs, traders, and consumers in Yoboi, Simporo, and Babrongko, Jayapura Regency, Papua, from the perspective of Islamic…
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Journal Article
Following the Opinions of the Prophet’s Companions (Qaul Shahabi) in Zakat al-Mal Management
Purpose – This study examines how the opinions of the Prophet’s Companions (Qaul Shahabi) serve as a basis for resolving Islamic legal issues regarding zakat (almsgiving) and its administration. Design/Methods/Approach – This research employs a descriptive qualitative approach, utilizing library…
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Journal Article
Transforming Economic Inertia: A Feasibility Study on Robo-Advisory Integration for Optimizing Inheritance (Faraid) Assets in Malaysia
Purpose – This paper studies how economic inertia can make the integration of Robo-advisory services in Malaysia to optimize Faraid (Islamic Inheritance) assets wasteful in terms of wealth creation. It is a response to the systemic crisis of frozen inheritance assets that grew to approximately RM90…
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Journal Article
Mitigation of Gharar Elements in Online Thrifting Transactions: Sharia Economic Analysis on the @Loman.Thrift Digital Platform
Purpose – This study aims to analyze the mitigation of gharar elements in online thrifting transactions from an Islamic economic perspective, focusing on the digital platform @Loman.Thrift. The research addresses the problem of information asymmetry in online transactions, particularly in…
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Journal Article
The Emergence and Evolution of Maqasid al-Shariah in Islamic Fintech Discourse: A Bibliometric and Science Mapping Analysis
Purpose – This study maps the scientific development, social and intellectual structure, conceptual structure, and thematic evolution of Maqasid al-Shariah in the Islamic FinTech literature using bibliometric and science mapping approaches. Design/Methods/Approach – Scopus-indexed publications…
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Journal Article
Effectiveness of Digital Administrative Services at the Siantar Marimbun District Office
Purpose – This study analyzes the effectiveness of digital administrative services at the Siantar Marimbun District Office, Pematangsiantar City, using Richard M. Steers' organizational effectiveness indicators: goal achievement, adaptability, integration, and system maintenance…
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Journal Article
The Effect of Digital Marketing Strategy on Switching Behavior Through Showrooming Behavior Among Generation Z Fast-Fashion Consumers
Purpose – This study examines the relationship between Digital Marketing Strategy and Switching Behavior through Showrooming Behavior among Generation Z fast-fashion consumers in Tuban Regency. The study addresses a research gap concerning the role of showrooming as a potential behavioral mechanism…
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Journal Article
The Formation of Consumer Brand Engagement through Personal Selling: Brand Engagement and Purchase Intention in Islamic Banking
Purpose – This study aims to analyze the implementation of a personal selling-based marketing program in fostering Consumer Brand Engagement (CBE) and increasing the conversion of prospective customers within the Islamic banking industry. The study addresses the need to strengthen consumer…
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Journal Article
The Effect of Product Quality and Service Quality on Member Satisfaction with the Company's Reputation As an Intervening Variable in Koptan BMT Barokah
Purpose – This study examines the effect of product quality and service quality on member satisfaction at Koptan BMT Barokah, with company reputation positioned as an intervening variable. The study addresses inconsistent findings on member satisfaction by examining the role of company reputation…
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Journal Article
Effectiveness of Green Sukuk in Indonesia: Emission Measurement, Sharia Law, and Transparency
Purpose – This study critically evaluates the effectiveness of Indonesia's Green Sukuk as a sustainable financing instrument by integrating the perspectives of maqāṣid al-sharīah, regulatory governance, and global transparency standards. It addresses the gap between normative claims and…
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Journal Article
Socio-economic Effects of Introducing Halal Digital Currencies in Muslim Countries
Purpose – This study aims to analyze the socio-economic effects of implementing halal digital currencies in Muslim countries and to determine their role in shaping a fair and inclusive Islamic economy. Design/Methods/Approach – The research employs methods of theoretical analysis, comparison, and…
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Journal Article
The Influence of Brand Equity and Halal Labels on Purchase Intention from an Islamic Marketing Perspective
Purpose – This study aims to analyze the effect of brand equity and halal labels on purchase intention toward Wardah cosmetics from an Islamic marketing perspective in the Bogor region. It builds on previous studies that show inconsistent results regarding the role of halal attributes in consumer…
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Journal Article
Exploring Internal Market Potential for Business Unit Development: Evidence from UIN Sayyid Ali Rahmatullah Tulungagung
Purpose – The purpose of this paper is to describe and explore the results of a market potential survey by mapping respondent profiles to initiate the development of a campus business unit that focuses on providing daily goods and services for the academic community of UIN SATU…
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Journal Article
The Relevance of Modern Management in Sharia Economics: A Value and Professionalism Approach
Purpose/Objectives – The objectives of this article are to analyze the relevance of modern management principles from a Sharia economics perspective, identify similarities and possible differences between the orientation of efficiency in modern management and Islamic values, and formulate a…
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Journal Article
The Effect of Non-Performing Financing and Financing to Deposit Ratio on Return on Assets at BJB Syariah (2019-2024)
Purpose – This study aims to analyze the effect of Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on Return on Assets (ROA) at BJB Syariah for the period 2019-2024. Previous research has yielded inconsistent results, necessitating further investigation in regional Islamic…
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Journal Article
Optimizing Pesantren-Owned Enterprises (BUMP) as Halal Business Incubators: Promoting Economic Independence for the Community
Purpose – This study aims to formulate a framework for optimizing BUMP through structural transformation into a Halal Business Incubator (IBH). Design/Methods/Approach – The methodology employed is a conceptual, prescriptive, and descriptive qualitative approach, synthesizing governance, incubation…
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Journal Article
Islamic Banking Literacy in the Understanding of the Muslim Community of Kadujaya Village Toward Islamic Bank Products
Purpose – This study aims to analyze Islamic banking literacy among the Muslim community of Kadujaya Village in relation to their understanding of Islamic bank products. This issue is relevant because limited knowledge of Islamic banking principles, contracts, and products remains a major obstacle…
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Journal Article
Edlink as Paperless Service: Strategic to Minimizing Paper Consumption in College Based on Eco-theology Perspective
Purpose/Objective – This research aims to examine the use of Edlink as a paperless digital service in an effort to minimize paper consumption on campus, from an eco-theological perspective. Method – This research employs descriptive qualitative methods, collecting data through observation and a…
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Journal Article
From Worldview to Institution: Ungku Aziz and the Moral Foundations of Malaysia’s Development Trajectory
Purpose – This study examines why the moral worldview of Ungku Aziz remains important for understanding Malaysia’s development trajectory. Existing scholarship has often interpreted Malaysian development through technocratic, macroeconomic, or administrative lenses, while giving less attention to…