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Jurnal

Ihtifaz

ISSN 2622-4755 · Universitas Ahmad Dahlan · 25 artikel di indeks

  1. Artikel Jurnal

    Good Public Governance in Islamic Perspective: An Analysis on the World Governance Indicator in OIC Member Countries

    Muhammad Ghafur Wibowo

    Ihtifaz, Vol. 3 No. 1 · 2020 · Indonesia · DOAJ

    This study seeks to reveal the suitability of Islamic teachings with Good Public Governance (GPG), which in recent decades, has become a concern of various countries in the world. By exploring many reputable references, it is known that there is a match between the governance index published by the…

  2. Artikel Jurnal

    Macroeconomic Analysis and Financial Ratios on Sharia Commercial Bank Profitability: A Case Study of Indonesia

    Faiza Husnayeni Nahar; Calvin Faza; Muhammad Azizurrohman

    Ihtifaz, Vol. 3 No. 1 · 2020 · Indonesia · DOAJ

    Having experienced significant growth, sharia commercial bank in Indonesia has become one of the drivers of economic growth in Indonesia. This study aims to analyze the effect of macroeconomic and financial ratios on the profitability of Islamic commercial banks in Indonesia. This study used…

  3. Artikel Jurnal

    The Convergence of Crowd Funding and Zakat System in India: An Integrated Approach for Human Welfare

    Muhammed Ashiq; Ubaid Mushtaq

    Ihtifaz, Vol. 3 No. 1 · 2020 · Indonesia · DOAJ

    The impact of the Zakat system on human welfare is well established. In India, there is a significant development in terms of localised management of zakat system. However, the targeted delivery of zakat funds, unorganised collections and lack of transparency remain a matter of concern. There is no…

  4. Artikel Jurnal

    Risk Analysis of Sharia Bank Financing Contract

    Riduwan Riduwan; Gita Danupranata

    Ihtifaz, Vol. 3 No. 1 · 2020 · Indonesia · DOAJ

    Non-Performing Financing (NPF) is the inability of customers to meet their obligations in accordance with the contract, which can be categorized into three types namely substandard, doubtful and bad debt (macet). NPF is the main and biggest risk for sharia banks, hence the ability of sharia banks…

  5. Artikel Jurnal

    CSR Contribution to Socio-Economic Development: Evidence from Indonesian Islamic Banks

    Aishath Muneeza; Aminudin Ma'ruf; Shahbaz Alam

    Ihtifaz, Vol. 3 No. 1 · 2020 · Indonesia · DOAJ

    Islamic banks play a significant role in social and environmental responsibility. It is known that Islamic finance is not merely profit-oriented but also looking at the prosperity of the society, as an ethical financial system Islamic finance give a massive contribution towards social…

  6. Artikel Jurnal

    Deteksi Kebangkrutan pada Industri Asuransi Syariah di Indonesia

    Fayakhun Bakhtiar; Misbahul Munir; Ahsan Al Qasas

    Ihtifaz, Vol. 1 No. 2 · 2019 · Indonesia · DOAJ

    This study aims to predict the potential bankruptcy of a sharia insurance company. The analysis model used is the modified Altman Z-score analysis model. The Altman Z-score measurement model will be represented by the ratio of the network model to total assets, retained earnings to total assets…

  7. Artikel Jurnal

    Cointegration of Stock Market and Exchange Rate in Indonesia

    Pribawa E Pantas; Muhamad Nafik Hadi Ryandono; Misbahul Munir dkk.

    Ihtifaz, Vol. 2 No. 2 · 2019 · Indonesia · DOAJ

    This study aims to determine the long-term relationship between stock market and exchange rate in Indonesia. The research method used is Johansen cointegration test. The results of this study found no cointegration between the variables tested. Thus the exchange rate, JII, and IHSG have no…

  8. Artikel Jurnal

    Analisis Pengaruh CAR, NPF, FDR dan Inflasi terhadap Profitabilitas Perbankan Syariah di Indonesia

    Misbahul Munir

    Ihtifaz, Vol. 1 No. 2 · 2019 · Indonesia · DOAJ

    The increasing number of sharia financial institutions in Indonesia is accompanied by an increase in literature review regarding sharia financial institutions. Renewal of studies related to the development of Islamic finance in Indonesia is important to continue. This study aims to examine the…

  9. Artikel Jurnal

    Analisis Votalitas Saham di Jakarta Islamic Index (JII) periode Januari 2015-Januari 2018

    Hendri Tanjung; Taufik Akbar Martua Siregar

    Ihtifaz, Vol. 1 No. 2 · 2019 · Indonesia · DOAJ

    Penelitian ini bertujuan untuk melihat volatilitas Jakarta Islamic Index (JII) pada Jakarta Stock Exchange. Adapun teknik analisis yang digunakan pada penelitian ini adalah Generalized Autoregressive Conditional Heteroscedasticity (GARCH) dan Autoregressive Conditional Heteroscedasticity (ARCH)…

  10. Artikel Jurnal

    Pengaruh Attitude, Sertifikasi Halal, Promosi dan Brand terhadap Purchase Intention di Restoran Bersertifikasi Halal

    Diah Ayu Legowati; Farah Nisa Ul Albab

    Ihtifaz, Vol. 2 No. 1 · 2019 · Indonesia · DOAJ

    Research related to the purchase intention of halal products has been the concern of many researchers in recent years. This study aimed to determine the relationships between attitude, halal certification, promotion, and brand related to the intention of purchasing at the halal-certified…

  11. Artikel Jurnal

    Analisis Faktor-Faktor Preferensi Mahasiswa terhadap Perbankan Syariah

    Ayif Fathurrahman; Umi Azizah

    Ihtifaz, Vol. 1 No. 2 · 2019 · Indonesia · DOAJ

    This research proposed to determine the factors of customer preferences in Islamic or Sharia banking. The research sampling which being use is the students of Economic studies mainly in 5th semester and 7th semester. The research designed in quantitative research by collecting data using…

  12. Artikel Jurnal

    Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia

    Zulfikar Bagus Pambuko

    Ihtifaz, Vol. 2 No. 1 · 2019 · Indonesia · DOAJ

    The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis…

  13. Artikel Jurnal

    Sistem Integrasi Proteksi & Manajemen Resiko Platform Fintech peer to peer (P2P) Lending dan Payment Gateway untuk Meningkatkan Akslerasi Pertumbuhan UMKM 3.0

    Yulianti Manan

    Ihtifaz, Vol. 2 No. 1 · 2019 · Indonesia · DOAJ

    The MSMEs (Micro, Small and Medium Enterprises) mentioned by the government as the backbone of the Indonesian economy are also still many that have not been touched by financial services or are unbankable. Currently in line with the development of information technology in financial services, the…

  14. Artikel Jurnal

    Redefining Consumer Utility in the Perspective of Islamic Economics Framework

    Zein Muttaqin; Martini Dwi Pusparini

    Ihtifaz, Vol. 2 No. 1 · 2019 · Indonesia · DOAJ

    An interest of individual preferences which can be represented in numerical ways known as the utility. While others stated it as a matter of subjective feeling that being felt in order to pursue and to maximize the certain level of satisfaction and personal well-being. According to neoclassical…

  15. Artikel Jurnal

    Fungsi Intermediary Bank Aceh Setelah Melakukan Konversi Menjadi Bank Umum Syariah

    Purwanto Purwanto

    Ihtifaz, Vol. 1 No. 2 · 2019 · Indonesia · DOAJ

    Sebagai salah satu Negara dengan penduduk muslim terbesar didunia, Indonesia merupakan pasar potensial bagi bisnis berbasis syariah termasuk industri keuangan syariah. Pemerintah Indonesia telah melakukan berbagai upaya agar industri keuangan syariah dapat berkembangan di Indonesia salah satunya…

  16. Artikel Jurnal

    Persepsi, Sikap dan Minat Pariwisata Halal di Daerah Istimewa Yogyakarta

    Firdausa Kumala Sari; Novita Safitri; Wahyu Anggraini

    Ihtifaz, Vol. 2 No. 2 · 2019 · Indonesia · DOAJ

    Penelitian ini bertujuan untuk menguji Theory of Planned Behavior (TPB) mengenai pengaruh persepsi konsep pada sikap, persepsi perkembangan pada sikap, dan sikap pada minat masyarakat DIY tentang pariwisata halal. Rancangan penelitian ini deskriptif dan korelasional yang melibatkan 435 subyek dari…

  17. Artikel Jurnal

    Peran Identitas Agama Terhadap Niat Menggunakan Kosmetik Halal : Perluasan Theory of Planned Behavior

    Anton Priyo Nugroho; Dzulfikar Izzat; Wuri Suhasti

    Ihtifaz, Vol. 2 No. 2 · 2019 · Indonesia · DOAJ

    Market share of halal cosmetics in Indonesia increased all of the time. It was not surprising, as a country with the biggest Moslem population in the world, the need of halal cosmetics is a must. Had it trued that the consumption of halal cosmetics driven by religion (Islam) as a social identity or…

  18. Artikel Jurnal

    The Role of Islamic Microfinance For Poverty Alleviation in Bandung, Indonesia

    Irawan Febianto; Fuadah Binti Johari; Zurina Binti Kefeli @Zulkefli

    Ihtifaz, Vol. 2 No. 1 · 2019 · Indonesia · DOAJ

    The emergence of Islamic micro financial institution becomes the alternative solution for the micro-entrepreneurs who need working capital assistance. However, the impact of Islamic microfinance institution in reducing poverty level is somewhat still debatable. In Indonesia, Islamic microfinance…

  19. Artikel Jurnal

    Development Of Waqf Based Microfinance And Its Impact In Alleviating The Poverty

    Aulia Arifatu Diniyya

    Ihtifaz, Vol. 2 No. 2 · 2019 · Indonesia · DOAJ

    The purpose of this paper is to discuss the potential role of the institution of Waqf in poverty alleviation. Poverty is a complex, multi-dimensional phenomenon that has captured the attention of numerous scholars and agencies globally. The social role of the Islamic financial sector can be best…

  20. Artikel Jurnal

    Analisis Konsep Highest and Best Use Untuk Tanah Wakaf Menurut Perspektif Islam

    Adelita Fitriani Baiq Rizki Pratama

    Ihtifaz, Vol. 2 No. 2 · 2019 · Indonesia · DOAJ

    Penelitian ini bertujuan untuk membuat konsep penilaian pemanfaatan terbaik (Highest and Best Use) dalam perspektif Islam yang digunakan pada tanah wakaf. Penelitian ini menggunakan studi literature dan pendekatan konseptual serta analisis kritis untuk membuat metode baru yang dapat digunakan dalam…