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Profit: Jurnal Kajian Ekonomi dan Perbankan Syariah
ISSN 2685-4309 · Nurul Jadid University · 149 artikel di indeks
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Artikel Jurnal
ANALYZING GENERATION Z’S BEHAVIORAL INTENTION TOWARD ISLAMIC BANKING PRODUCTS
Aims of this study want to analyze influence of social environment, trust, religiosity, and islamic financial literacy on the generation z interest in surabaya using islamic banking products. A quantitative approach combined with an explanatory research method used in this study. The population…
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Artikel Jurnal
THE INFLUENCE OF PRODUCTIVE ZAKAT UTILIZATION ON WELFARE FROM THE MAQASHID SYARIAH PERSPECTIVE WITH EMPOWERMENT AS A MEDIATING VARIABLE
It was observed that the poverty rate in Bondowoso Regency declined from 2020 to 2024, indicating that poverty has gradually been alleviated and community welfare has improved. This study aims to: (1) analyze the direct effect of productive zakat utilization by the National Zakat Agency (BAZNAS) of…
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Artikel Jurnal
BUILDING HIGHER EDUCATION COMPETITIVE ADVANTAGE THROUGH JOB SATISFACTION, OPTIMIZING LOYALTY AND WORK ABILITY OF OPERATIONAL EMPLOYEES
This study analyzes the influence of job satisfaction, loyalty, and work ability on employee performance at Muhammadiyah University of Kudus. The results show a positive influence between job satisfaction on employee performance at Muhammadiyah University of Kudus, this can be seen from the tvalue…
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Artikel Jurnal
THE EFFECT OF THE WORK ENVIRONMENT AND TRANSFORMATIONAL LEADERSHIP ON PERFORMANCE, WITH ORGANIZATIONAL COMMITMENT AS AN INTERVENING VARIABLE AMONG LECTURERS
This study aims to analyse the influence of transformational leadership and the work environment on lecturer performance, with organisational commitment as a mediating variable. Transformational leadership is a leadership style that emphasises value transformation, integrity, and individual…
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Artikel Jurnal
THE EFFECT OF FINANCIAL PERFORMANCE ON THE PROFITABILITY OF BANK SYARIAH IN INDONESIA THROUGH NET INCOME WITH PATH ANALYSIS
Penelitian ini bertujuan untuk menentukan pengaruh rasio keuangan CAR, NPF, dan FDR terhadap profitabilitas perbankan syariah di Indonesia dengan rasio Laba Bersih sebagai variabel intervening. Menggunakan data sekunder dari Laporan Keuangan Triwulanan Perbankan Syariah Indonesia tahun 2020–2024…
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Artikel Jurnal
INFLUENCE EDUCATIONAL COMPETENCE LENGTH SERVICE ON SHIP CREW PERFORMANCE THROUGH WORK ENGAGEMENT
This study aims to analyze the effects of competence, education, and length of service on the performance of shipboard employees, as well as the mediating role of work engagement at PT Temas Shipping. The study involved all shipboard employees, with a total population of 50 people. Data were…
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Artikel Jurnal
COMPARISON OF REAL COSTS OF MORTGAGE FINANCING: A COMPARATIVE STUDY OF FIXED MARGINS OF BANK SYARIAH INDONESIA (BSI) WITH FLOATING INTEREST RATES OF CONVENTIONAL BANKS
The development of Islamic banking in Indonesia has accelerated following the merger of Bank Syariah Indonesia (BSI), but remains fraught with debate over the high financing margins compared to conventional bank interest rates. This study aims to analyze and compare the real costs of financing Home…
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Artikel Jurnal
SOCIOECONOMIC DETERMINANTS OF CIRCULAR MIGRATION OF WORKERS: EMPIRICAL EVIDENCE FROM THE RETAIL INFORMAL SECTOR
Circular migration is a form of non-permanent labor mobility that is commonly carried out by rural communities in response to limited employment and inequality of welfare between regions. This phenomenon is especially prevalent in the urban informal sector, including small retailers such as grocery…
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Artikel Jurnal
REFLECTION ON ISLAMIC AGRICULTURAL POLICIES DURING THE UMAYYAD DYNASTY AND CONTEMPORARY INDONESIA
This study examines Islamic agricultural policies during the Umayyad Dynasty and compares them with contemporary agricultural policies in Indonesia. Agriculture has historically played a strategic role not only as an economic sector but also as an instrument for social justice and public welfare…
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Artikel Jurnal
ANALYSIS OF THE EFFECT OF JOB SATISFACTION AND WORK COMPETENCE ON EMPLOYEE WORK PRODUCTIVITY, MEDIATED BY WORK MOTIVATION
This study aims to analyze the influence of Motivation as a mediating variable in the relationship between Job Satisfaction and Job Competence on Work Productivity among permanent employees of PT. Jatim Jaya Perkasa. Given a population of 1,071 people, this study used purposive sampling to select…
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Artikel Jurnal
BUILDING A SHARIA-BASED ECONOMY: IMAM AL-GHAZALI'S THOUGHTS ON JUSTICE AND BALANCE IN THE MODERN ECONOMY
This study explores the relevance of Imam al-Ghazali’s concepts of justice and balance in shaping a modern sharia-based economic system that is ethical, sustainable, and welfare-oriented. The research is grounded in a qualitative descriptive approach by analyzing al-Ghazali’s primary works…
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Artikel Jurnal
DETERMINING BPKH FINANCIAL PERFORMANCE: A FINANCIAL RATIO AND VALUE FOR MONEY APPROACH
This study examines the financial performance of the Indonesian Hajj Financial Management Agency (BPKH) from 2018 to 2023. The objective is to analyze BPKH's financial health and accountability through key performance indicators. The research employs a descriptive quantitative method, utilizing…
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Artikel Jurnal
THE IMPACT OF THE IMPLEMENTATION OF THE E-PERFORMANCE APPLICATION AND ADDITIONAL EMPLOYEE INCOME ON THE PERFORMANCE OF EMPLOYEES AT THE DEPARTMENT OF PUBLIC WORKS AND SPATIAL PLANNING
This study aims to examine the effect of attendance, e-performance application, and employee income supplementation on employee performance. Quantitative paradigms and deductive reasoning were used in this study, developing a conceptual model based on previous empirical results and theoretical…
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Artikel Jurnal
PHILOSOPHICAL VALUES OF ISLAMIC PHILANTHROPY IN STRENGTHENING WELFARE: A CASE STUDY OF ZAKAT MANAGEMENT AT BAZNAS
Islamic philanthropy plays a strategic role in supporting social welfare and poverty alleviation through the instrument of zakat, which is based on philosophical values. However, the implementation of these values often varies between institutions, thus requiring an in-depth study in a local…
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Artikel Jurnal
CORPORATE SOCIAL RESPONSIBILITY MODERATION IN BANKING SECTOR: PROFITABILITY AND CREDIT RISK EFFECTS ON FIRM VALUE
Penelitian ini bertujuan untuk menganalisis pengaruh profitabilitas dan risiko kredit terhadap nilai perusahaan perbankan dan menguji peran Tanggung Jawab Sosial Perusahaan (CSR) sebagai variabel moderasi dalam memperkuat atau melemahkan hubungan tersebut. Penelitian ini menggunakan pendekatan…
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Artikel Jurnal
THE EFFECT OF HARVEST PRODUCTIVITY AND RICE HARVEST PRICES ON THE WELFARE LEVEL OF FOOD CROP FARMERS IN EAST JAVA 2014-2024
Agriculture is a strategic sector for Indonesia's economy, and East Java is a major contributor to national rice production due to its large harvested area and high productivity. However, farmer’s welfare remains relatively stagnant, reflected in the Farmer's Term of Trade Indeks (NTP) which has…
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Artikel Jurnal
THE EFFECT OF MARKETING STRATEGY AND THE USE OF THE MYPERTAMINA APPLICATION ON PERTAMAX FUEL PURCHASE DECISIONS THROUGH CUSTOMER SATISFACTION AS AN INTERVENING VARIABLE
This study analyzes the effects of marketing strategy and the ease of use of the MyPertamina application on purchasing decisions for Pertamax, with customer satisfaction as a mediating variable in Medan City. A quantitative approach was employed using SEM-PLS with a sample of 100 MyPertamina users…
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Artikel Jurnal
PROFITABILITY DRIVERS OF ISLAMIC COMMERCIAL BANKS IN INDONESIA : A FINANCIAL INDICATOR APPROACH
This study examines the influence of internal factors such as Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operating Expenses to Operating Income (BOPO), Non-Performing Financing (NPF), and Bank Size on Profitability, represented by Return on Assets (ROA), in Islamic Commercial…
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Artikel Jurnal
DYNAMICS OF FISCAL POLICY IN THE ERA OF THE PROPHET SAW AND TRANSFORMATION IN FISCAL POLICY IN INDONESIA
This study aims to comparatively analyze fiscal policy in contemporary Indonesia and the fiscal policy implemented during the era of Prophet Muhammad (SAW), identifying shared principles and potential integrations of Islamic fiscal values into modern governance. Employing a qualitative-descriptive…
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Artikel Jurnal
MANAGERIAL PERFORMANCE OF SHARIA ENTITIES: ROLE OF CORPORATE GOVERNANCE AND SHARIA COMPLIANCE WITH INFORMATION TECHNOLOGY
Penelitian ini bertujuan untuk menganalisis pengaruh tata kelola perusahaan yang baik dan kepatuhan syariah terhadap kinerja manajerial di entitas syariah dengan teknologi informasi sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif asosiatif dengan data primer yang…