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Jurnal

Al-Mashrof

ISSN 2774-7166 · Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Intan Lampung · 40 artikel di indeks

  1. Artikel Jurnal

    Effectiveness Of Using Pegadaian Sharia Digital Application Services (PSD) At PT. Pegadaian Syariah Branch Radin Intan Lampung

    Heldinia Anisa; Okta Supriyaningsih; Erlin Kurniati dkk.

    Al-Mashrof, Vol. 5 No. 1 · 2024 · Inggris · DOAJ

    The presence of technology in this increasingly advanced era has a very high impact, technology is here to facilitate the daily activities of the social community. One of these technological advances is manifested in the development of a service system for customers in the form of digital…

  2. Artikel Jurnal

    Analysis a DU Pont In Assessing Performance Post-Merger Bsi Finances (2021-2022)

    Iva Faizah; Dian Apriyani; Nadila Rahmawati dkk.

    Al-Mashrof, Vol. 5 No. 1 · 2024 · Inggris · DOAJ

    The aim of this research is to determine the financial performance of Bank Syariah Indonesia. After the merger for the 2021-2022 period using the du pont system method. The data used is secondary data in the form of financial report data from Bank Syariah Indonesia, Quarter I-III in 2021 and…

  3. Artikel Jurnal

    Determinants of Customers Using the Pegadaian Syariah Digital Service (PSDS) Application: Review of Islamic Business Ethics

    Diah Mukminatul; Is susanto

    Al-Mashrof, Vol. 5 No. 1 · 2024 · Inggris · DOAJ

    Pegadaian Syariah Digital Service (PSDS) is used to make it easier for customers to carry out transaction processes and make payments. This research aims to determine the influence of marketing strategies and the consumer environment on customers' decisions to use the Pegadaian Syariah Digital…

  4. Artikel Jurnal

    The Effect of Competence, Work Discipline, and Motivation on Employee Performance in an Islamic Perspective (Study at Bank DKI Syariah Lampung Branch)

    Yeni Tri Noviyanti; Moh. Bahrudin; Weny Rosilawati dkk.

    Al-Mashrof, Vol. 5 No. 1 · 2024 · Inggris · DOAJ

    The achievement of a company is largely determined by the quality of the people who work in it. Changes in the environment require their ability to capture the phenomenon, analyze its impact and prepare steps to deal with these conditions. Superior performance has an impact on the company's…

  5. Artikel Jurnal

    Islamic Organizational Culture Moderates the Influence of Transformational Leadership Style on the Performance of Employees at Bank Syariah Indonesia KCP Kalianda

    Heni Verawati; Mutiasari Nur Wulan

    Al-Mashrof, Vol. 5 No. 1 · 2024 · Inggris · DOAJ

    The purpose of this research is to examine the Islamic Organizational Culture in moderating the influence of transformational leadership style on employee performance. The research was conducted at Bank Syariah Indonesia KCP Kalianda, with data collection using questionnaires on a sample of 30…

  6. Artikel Jurnal

    The Effect Of Bank Health Level On Profitability Using The RGEC Method: Comparative Study On BCA Banks and BCA Syariah Banks

    Anita Tri Milza; Moh. Bahrudin; Weny Rosilawati dkk.

    Al-Mashrof, Vol. 4 No. 2 · 2023 · Inggris · DOAJ

    This study used a comparative quantitative approach with purposive sampling as the sampling technique. The sample used is the quarterly financial performance for 2017-2021 with a total of 20 samples. Data is obtained secondary through quarterly reports published on the website of each bank in…

  7. Artikel Jurnal

    Analisis Tanggung Jawab Perbankan Syariah Dalam Meningkatkan UMKM Di Kota Medan

    Eka Khayana Putri; Mustapa Khamal Rokan; Muhammad Syahbudi

    Al-Mashrof, Vol. 4 No. 1 · 2023 · Inggris · DOAJ

    This study aims to identify and examine the responsibilities, as well as the difficulties encountered and the efforts made by PT Bank Syariah Indonesia, Tbk KC Medan S.Parman to increase MSMEs in Medan City. Qualitative research methods are used in this study. Both primary and secondary data…

  8. Artikel Jurnal

    Analysis of the Implementation of Cashless Payment System Using Quick Response Code Indonesian Standard (QRIS) at the Cafeterias of UIN Raden Intan Lampung

    Alvin Destian Ronaldi; Alvi Choiriah; Ghina Asmalia dkk.

    Al-Mashrof, Vol. 4 No. 1 · 2023 · Inggris · DOAJ

    This research is classified as a type of qualitative descriptive research. Sources of data in this study use the types of primary data and secondary data. Data collection techniques include observations and interviews to find out information about the financing and payment models of the Cashless…

  9. Artikel Jurnal

    Analisysis Of The Influence Of Company Size, Liquidity Ratio, and Operating Expense Ratio On Probability Levels Of Islamic Insurance Companies In Indonesia For The 2017 – 2021 Periode

    Yulistia Devi; Ghina Ulfah

    Al-Mashrof, Vol. 4 No. 2 · 2023 · Inggris · DOAJ

    This research aims to determine the influence of company size, liquidity ratio, and operating expense ratio partially and simultaneously on the profitability of Islamic insurance companies in Indonesia for the 2017-2021 period and discuss the profitability of Islamic insurance companies from an…

  10. Artikel Jurnal

    Analysis of Paylater Customer Intentions in E-Commerce with the Planned Behavior Method Theory Approach

    Al Haq Kamal; Mohammad Tahir Cheumar; Hasanah Hasanah dkk.

    Al-Mashrof, Vol. 4 No. 1 · 2023 · Inggris · DOAJ

    This study aims to examine the effect of attitudes on behavior, subjective norms, perceived behavioral control, behavioral intentions, and behavior in implementing the shopee paylater payment system (buy now pay later) in generation Z in Caturtunggal, Depok, Sleman, Yogyakarta. This research is…

  11. Artikel Jurnal

    The Influence of Islamic Work Ethic, Work Motivation, and Work Experience on Employee Quality in Completing Tasks at BMT Ummat Sejahtera Abadi Jepara

    Nur Istianah; Mahmudatus Sa’diyah

    Al-Mashrof, Vol. 4 No. 2 · 2023 · Inggris · DOAJ

    This research investigates the influence of Islamic work ethic, work motivation, and work experience on employee performance at BMT Ummat Sejahtera Jepara. The research design employed is quantitative. Primary data were collected through questionnaires distributed to BMT employees, while secondary…

  12. Artikel Jurnal

    Analysis Of Differences In Stock Prices Of Islamic Banks And Conventional Banks During The Covid-19 Pandemic For The Period 2018-2022

    Farah Zulfa Kholidah; Rosana Eri Puspita; Yudhistira Ardana

    Al-Mashrof, Vol. 4 No. 2 · 2023 · Inggris · DOAJ

    The COVID-19 outbreak has affected PT Perbankan in Indonesia. This study aims to determine the difference in Islamic and Conventional Banks' stock prices before COVID-19 and after COVID-19. The data used in this research is secondary data from quarterly stock price reports listed on the IDX. The…

  13. Artikel Jurnal

    Dynamics of Islamic Banks in the Digital Transformation Era

    Yudhistira Ardana; Anggita Nur Khofifah; Dewi Puji Lestari

    Al-Mashrof, Vol. 4 No. 1 · 2023 · Inggris · DOAJ

    Islamic banking has developed significantly over the past four decades and today has a global reach. One of the factors hindering Islamic banking in the coming decades is in the realm of financial technology (known as Fintech). Traditional financial methods will be abandoned in the digital age…

  14. Artikel Jurnal

    The Influence of Service Quality, Promotion, and Knowledge about Al Wadi'ah Products on Customers' Decision to Save in Islamic Banks

    Dwi Susanti; Femei Purnamasari; Diah Mukminatul Hasyim

    Al-Mashrof, Vol. 4 No. 1 · 2023 · Inggris · DOAJ

    This study aims to determine the effect of service quality, promotion, and knowledge of Al-Wadi'ah products on customers' decisions to save at Bank Syariah Indonesia KCP Kedaton Bandar Lampung. This study uses a type of quantitative research, with data sources namely primary data. The number of…

  15. Artikel Jurnal

    Analyzing Determinants of Mobile Banking Adoption in the Context of Indonesian Sharia Banks: A UTAUT 3 Framework

    Rifaatul Indana; Rindi Atika

    Al-Mashrof, Vol. 4 No. 2 · 2023 · Inggris · DOAJ

    Mobile Banking become one of the main components in digital strategy. Bank Syariah Indonesia also provides BSI services Mobile. BSI usersMobile continues to increase but not yet comparable to the total number of BSI customers. This study aims to determine the factors that influence behavioral…

  16. Artikel Jurnal

    ANALISIS PENGUNGKAPAN SUMBER DAN PENGGUNAAN DANA KEBAJIKAN PADA LAPORAN KEUANGAN BANK UMUM SYARIAH DI INDONESIA

    Zulfa Ahmad Kurniawan; Iva Faizah

    Al-Mashrof, Vol. 3 No. 1 · 2022 · Inggris · DOAJ

    Penulisan laporan keuangan memiliki peran yang sangat penting dalam keberlangsungan perusahaan baik sebagai bahan analisis perkembangan usaha maupun sebagai bentuk pertanggung jawaban kepada pengguna baik masyarakat, pemerintah, maupun pengguna lainnya. Perusahaan harus memiliki laporan keuangan…

  17. Artikel Jurnal

    Pengaruh Pembiayaan Mudharabah, Musyarakah, Murabahah Dan Ijarah Terhadap Return On Equity (ROE) Pada Bank BCA Syariah

    Yulistia Devi; Rudiansyah Dwi Ramadhan; Sherly Etika Sari dkk.

    Al-Mashrof, Vol. 3 No. 2 · 2022 · Inggris · DOAJ

    This study aims to determine the effect of mudharabah, musyarakah, murabahah and ijarah financing on return on equity (ROE). In this research, the approach used is associative research with saturated sampling technique. The data used is secondary data obtained from the quarterly financial…

  18. Artikel Jurnal

    THE EFFECT OF MACRO VARIABLES ON SHARIA STOCK RETURNS

    Surono Surono; Hamdi Hamdi; Prodib Kumar

    Al-Mashrof, Vol. 3 No. 1 · 2022 · Inggris · DOAJ

    This study aims to analyze whether there is an effect of inflation and exchange rates on Islamic stock returns in the property and real estate sectors listed on ISSI (Indonesian Sharia Shares Index) for the period 2012-2018). The population of this study is all sharia shares in the property and…

  19. Artikel Jurnal

    Pengaruh Liputan Media Terhadap Efisiensi Investasi Pada Perusahaan Non Keuangan dalam Perspektif Syariah

    Mia Selvina; Darlin Aulia

    Al-Mashrof, Vol. 3 No. 2 · 2022 · Inggris · DOAJ

    This study examines the effect of media coverage on investment efficiency in non-financial companies that trade products according to Islamic law listed in the 2003 DSN-MUI article 3 paragraph 2. Media coverage reduces underinvestment but increases overinvestment. The negative effects of media…

  20. Artikel Jurnal

    ANALISIS COMMON SIZE PADA BANK SYARIAH INDONESIA PASCA MERGER

    Anwar Rifai; Iva Faizah; Lisa Mariyanti dkk.

    Al-Mashrof, Vol. 3 No. 2 · 2022 · Inggris · DOAJ

    Artikel ini disusun bertujuan untuk menganalisis laporan neraca dan laba rugi dari Bank Syariah Indonesia (BSI) pasca merger dengan menggunakan metode analisis common size untuk melihat adakah peningkatan yang signifikan dari kinerja keuangan BSI pasca merger. Metode penelitian dengan pendekatan…