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The International Journal of Banking and Finance
Scopus
ISSN 2811-3799 · Universiti Utara Malaysia · 224 articles in the index
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Journal Article
INTELLECTUAL CAPITAL, STAFF DEVELOPMENT AND PROFITABILITY OF BANKS IN NIGERIA
This study investigates the relationship between intellectual capital (IC), staff development, and profitability in the Nigerian banking sector. By employing a quantitative research design, the study analyzes how staff training and education moderate the effect of IC on profitability. Using data…
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Journal Article
THE EFFECT OF MACROECONOMIC VARIABLES ON THE PERFORMANCE OF MORTGAGE-OFFERING BANKS IN TANZANIA
This study investigates the effect of macroeconomic fluctuations on performance of mortgage market in Tanzania in terms of nonperforming loans (NPLs), with a focus on 10 commercial banks over the period 2014 to 2024. Employing panel data analysis, the study examines the impact of lending interest…
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Journal Article
COVID-19 PANDEMIC POWER PLAY IN BURSA MALAYSIA: HOW GLOVE-RELATED ANNOUNCEMENTS SHAPED STOCK MARKET INVESTORS’ REACTION
This study investigates how the Malaysian stock market reacted to glove-related corporate announcements during the COVID-19 pandemic. Focusing on the period between March and September 2020, we employ the event study methodology to analyze 69 announcements from both established glove manufacturers…
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Journal Article
ECONOMIC POLICY UNCERTAINTY AND EARNINGS MANAGEMENT: DOES INSTITUTIONAL GOVERNANCE MATTER
This study examines how economic policy uncertainty (EPU) affects earnings management (EM), and how institutional governance moderates this relationship, using data from 27,598 firms across 22 countries from 2014 to 2021. We find that higher EPU increases accrual-based earnings management (AEM) and…
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Journal Article
SAFE HAVEN AND HEDGE PERFORMANCE OF USD AND GOLD IN ASEAN-6 EQUITY MARKETS
Investors in emerging ASEAN-6 equity markets face persistent challenges in identifying reliable safe-haven assets to protect portfolios during periods of heightened market volatility. Traditional safe havens, such as gold, may not consistently provide the expected protection in these markets, while…
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Journal Article
UNRAVELLING THE INTERPLAY BETWEEN ESG-LINKED EXECUTIVE COMPENSATION, BOARD CLIMATE OVERSIGHT, AND CARBON DISCLOSURE
This study explores whether ESG-linked executive compensation influences carbon reporting by China's A-share listed firms and whether this influence is mediated by board-level climate governance. Based on stakeholder theory, agency theory, and upper echelons theory, the study suggests that…
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Journal Article
THE ROLE OF DIGITAL PAYMENTS IN FINANCIAL DEVELOPMENT: COMPARATIVE ANALYSIS BETWEEN BRICS AND G7 COUNTRIES, WITH IMPLICATIONS FOR CENTRAL BANK DIGITAL CURRENCIES (CBDCS)
This study examines the impact of digital payments on financial development by comparing emerging and developed economies, specifically BRICS and G7 countries, over the period from 2012 to 2023. This study assesses how digital payment deepening, measured by the volume of electronic money payments…
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Journal Article
DETERMINANTS OF MALAYSIAN RETAIL INVESTORS' PARTICIPATION IN THE CAPITAL MARKET
Despite the rapid development of Malaysia’s capital market and broader access to investment platforms, retail investor participation remains limited due to low financial literacy, reliance on informal information sources, and cautious savings behaviour. This study aims to investigate the…
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Journal Article
DOES SHARIAH SCREENING IMPOSE A PERFORMANCE TRADE-OFF? EVIDENCE FROM LARGE-CAP PORTFOLIO STRATEGIES IN MALAYSIA
This study examined whether restricting the investable universe to Shariah-compliant equities was associated with a performance trade-off in the Malaysian equity market. Using monthly data from December 2000 to December 2023, the analysis compared unrestricted, non-Shariah, and Shariah stock…
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Journal Article
CLIMATE RISK TRANSPARENCY AND FIRMS’ INTEREST COVERAGE RATIO IN EMERGING MARKETS
This study investigates whether financial markets in emerging economies impose a cost on firms that disclose climate change risks. By leveraging a novel firm-level dataset of climate risk disclosures from Thomson Reuters/LSEG Eikon, we analyze the relationship between voluntary disclosures of asset…
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Journal Article
CEO AGE AND FIRM DIGITAL TRANSFORMATION IN CHINA: THE MODERATING ROLE OF DIGITAL FINANCIAL INCLUSION
This study examines how CEO age influences firm digital transformation and how regional digital financial inclusion moderates this relationship, using a large panel of Chinese listed firms. Drawing on upper echelons theory and resource dependence theory, the study conceptualizes digital…
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Journal Article
THE LINK BETWEEN ESG, FIRM’S FINANCIAL AND MARKET PERFORMANCE IN MALAYSIA: THE MODERATING ROLE OF FIRM SIZE, INDEX RECOGNITION, AND SHARIAH COMPLIANCE
This study investigates the relationship between Environmental, Social, and Governance (ESG) performance and firm performance among 338 firms (747 firm-year observations) listed on Bursa Malaysia from 2018 to 2023. Using a fixed-effects panel regression approach, the analysis evaluates the direct…
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Journal Article
HOW FINTECH PLAYS THE MEDIATING ROLE OF RISK MITIGATION AND ENHANCES BANK PROFITABILITY
FinTech has emerged as a critical engine of sustainable development in the banking sector. This study investigates how FinTech adoption affects bank profitability, with a particular focus on the mediating role of bank risk. Using panel data from 82 Chinese commercial banks over the period…
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Journal Article
CUSTOMERS' PERCEPTIONS ON BANKS' CYBERSECURITY AND THEIR USE OF MOBILE BANKING SERVICES IN TANZANIA
In this contemporary era, mobile banking services enable customers to organise and accomplish cashless financial transactions using mobile devices. However, the general state of banks' cybersecurity systems significantly impacts the usage of banking services offered through mobile networks among…
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Journal Article
METHOD OF PAYMENT AND ACQUIRER SHAREHOLDER WEALTH MAXIMIZATION IN MERGERS AND ACQUISITIONS: A REVIEW OF LITERATURE
This paper aims to review existing literature to study the relationship between the method of payment and the acquirer firm’s shareholder wealth in mergers and acquisitions (M&A). The literature review is carried out in two areas: (1) payment methods offered to the target firm based on the acquirer…
Also available at: DOAJ
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Journal Article
ROBO-ADVISORS AND AI-DRIVEN FUNDS: CATALYSTS IN THE DYNAMIC EVOLUTION OF ASSET MANAGEMENT
Integrating Artificial Intelligence (AI) into investment finance has been transformative; however, its dynamic evolution in asset management remains underexplored. This study aims to comprehend and investigate the presence of AI in Malaysian asset management, its evolution in relation to current…
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Journal Article
DETERMINANTS OF DIGITAL FINANCIAL INCLUSION AMONG LOW-INCOME HOUSEHOLDS: COMPARISON BETWEEN PENINSULAR AND EAST MALAYSIA
Digital financial inclusion is a fundamental component in alleviating poverty and enhancing prosperity. A comprehensive financial system lays the foundation for a basis of robust and resilient households, enhancing the welfare of low-income groups. This research examines the determinants of digital…
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Journal Article
IMPACT OF ECONOMIC POLICY UNCERTAINTY ON HERD BEHAVIOR IN CHINA STOCK MARKET
This study explores the impact of economic policy uncertainty on herd behaviour in the Chinese stock market. As economic policy uncertainty increases, market information becomes highly chaotic and complex, making reliable information scarce and challenging for investors to make independent…
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Journal Article
DO FIRM CHARACTERISTICS MATTER IN EXPLAINING THE LAPSE RATE OF LIFE INSURANCE POLICIES AND FAMILY TAKAFUL CERTIFICATES IN MALAYSIA?
This study discovers the influence of the firm’s characteristics (i.e. firm size, firm leverage, aggressiveness of sales, board of directors’ size and diversity) on the lapse rate of life insurance policies and family takaful certificates in Malaysia. The panel data includes 25 insurance operators…