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Journal of Central Banking Law and Institutions
Scopus
ISSN 2827-7775 · Bank Indonesia · 105 artikel di indeks
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Artikel Jurnal
The Key Challenges of Islamic Fintech Implementation in Malaysia
This article explores the evolving landscape of Islamic fintech in Malaysia, delving into the looming regulatory challenges. As Malaysia solidifies its position as the global epicentre of Islamic finance and technological innovation, the intersection of these domains presents a distinctive set of…
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Artikel Jurnal
Blockchain and Artificial Intelligence in Combating Financial Corruption: A Systematic Literature Review
Corruption in the financial sector threatens economic stability, resource allocation, and public trust. This study explores how blockchain and artificial intelligence (AI) can combat this corruption. Using a systematic literature review (SLR) guided by the PRISMA methodology, we analysed articles…
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Artikel Jurnal
Transparency and Disclosure in the Implementation of Fintech and Artificial Intelligence by Financial Service Institutions in Sustainability Reports
This study evaluates the application of financial technology (FinTech) and artificial intelligence (AI), as well as the transparency of their disclosure in Sustainability Reports across four types of financial service institutions (FSIs) in Indonesia: banks, insurance companies, finance companies…
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Artikel Jurnal
Does Artificial Intelligence Have an Impact on Monetary Policy Effectiveness in Indonesia?
The study empirically investigates the implications of AI Readiness, Broad Money, and political stability for monetary policy effectiveness, as measured by a composite index. The study uses robust fixed-effect panel data estimation techniques to analyse data from 19 OIC member countries between…
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Artikel Jurnal
Exploring AI Integration in Financial Institutions: Challenges, Compliance, and the Role of Quality Assurance in Security
The use of Artificial Intelligence (AI) in financial institutions offers significant opportunities while raising concerns about regulatory compliance, security, and the changing function of Quality Assurance (QA). This research explores the impact of AI integration on fairness, transparency, and…
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Artikel Jurnal
Navigating the Future of Finance: The Transformative Role of Generative Artificial Intelligence
Generative Artificial Intelligence (GenAI) has the potential to transform the financial services sector by advancing financial modelling, risk assessment, fraud detection, and customer service. This study employs Structured Topic Modelling (STM), a machine learning-based method for analysing…
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Artikel Jurnal
Integrating Islamic Social Funds in Sharia Banking to Empower Indonesia’s Productive Poor
The enactment of Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (the DSFS Law) expands the role of Sharia banks beyond collecting social funds to managing and distributing them. However, challenges remain, including limited financial inclusion, limited use of social…
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Artikel Jurnal
Substantive Shariah Compliance: Reassessing Malaysia’s Regulatory Framework for Islamic Banking Product Development
Islamic banking institutions are expected to continually innovate new products to remain competitive while ensuring compliance with Shariah principles. In Malaysia, this process is governed by a legal and regulatory framework under Bank Negara Malaysia. This study aims to analyse the framework…
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Artikel Jurnal
ATM Accessibility and Artificial Intelligence in Indonesian Banks Toward Financial Inclusion for All Modes of Disability
For persons with disabilities, access to ATMs in Indonesia remains far from friendly both physically and technologically, keeping essential financial services out of reach for many. In addition, the use of accessibility technology and Artificial Intelligence (AI) in the banking sector is far from…
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Artikel Jurnal
The Repurchase Agreement Under Indonesian Law: Preserving Title Transfer Structure and Rethinking Margin Transfer
Repurchase agreements play an important role in modern financial markets by providing shortterm liquidity through the transfer of securities coupled with an obligation to repurchase equivalent securities at a later date. In Indonesia, however, legal uncertainty remains in two closely connected…
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Artikel Jurnal
Fintech, Digital Banking, and Profitability Under Macroeconomic Pressure: Evaluating Regulatory and Institutional Implications for Indonesia’s Banking System
The digital banking era has introduced risks and opportunities that significantly affect bank profitability. This study examines 28 banks listed on the Indonesia Stock Exchange (IDX) between 2020 and 2022, focusing on the influence of credit risk, digital banking, and fintech on profitability…
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Artikel Jurnal
Analysing the Dynamics of Indonesian Banks’ Performance Under Artificial Intelligence Adoption: An Empirical and Simulation Approach
This study analyses the impact of artificial intelligence (AI) on bank performance and financial stability in Indonesia using a combined empirical and simulation approach. Employing monthly panel data from 50 Indonesian banks during the period 2017–2023, the empirical analysis applies Feasible…
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Artikel Jurnal
Transforming Financial Risk Management and Operational Efficiency: The Impact of AI Adoption in Indonesian Banks
This study investigates the impact of Artificial Intelligence (AI) adoption on operational efficiency and financial risk management in six major Indonesian banks: BNI, BRI, BCA, Danamon, Mandiri, and CIMB Niaga. The research implements Difference-in-Difference (DiD) methodology coupled with…
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Artikel Jurnal
Harmonising Bank Indonesia and OJK’s Authority in Addressing Financial Crimes
This study evaluates the mechanism for addressing financial crimes through restorative justice (RJ) enacted by the Financial Services Authority (OJK) without the involvement of Bank Indonesia. This normative legal research employs a statutory and conceptual approach to analyse the institutional…
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Artikel Jurnal
Digital (Crypto-Based) Capital Markets for Financial Inclusion: Security Tokens and Infrastructure
While small and medium enterprises (SMEs) play an important role in the economy, they face huge impediments to raising capital. Financial institutions are generally not eager to lend to SMEs for various reasons, and capital markets involve complex processes and infrastructure, which inhibit small…
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Artikel Jurnal
Revolutionising Islamic Finance with Artificial Intelligence: A Bibliometric and Strategic Analysis
This study examines the development of Artificial Intelligence (AI) research in Islamic finance and analyses its regulatory and institutional implications for central banks and financial supervisory authorities. Specifically, the study maps scholarly trends on AI-enabled Islamic finance and…
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Artikel Jurnal
Gold Trade-Based Money Laundering and Central Banking Governance in Indonesia: Implications for Reserve Integrity, Payment Systems, and Financial System Stability
Trade-based money laundering (TBML) has increasingly exploited commodities markets, including gold trading, to disguise illicit cross-border financial flows. In Indonesia, the growing integration of gold markets with the financial system has created vulnerabilities that threaten the financial…
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Artikel Jurnal
AI in India’s Financial Sector: Navigating the Regulatory Landscape
Artificial Intelligence (AI) integration in India’s financial sector offers transformative potential but poses challenges like algorithmic bias, data privacy risks, and regulatory fragmentation. This study employed both one-on-one interviews and surveys with various stakeholders in the financial…
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Artikel Jurnal
Central Bank Financial Strength and Monetary Policy Effectiveness: Institutional and Governance Perspectives from a Systematic Literature Review
The study offers an interpretation of how central bank financial strength is constructed through legal and governance frameworks by systematically reviewing 17 scholarly articles. Based on the findings of this systematic literature review, it is evident that central bank financial strength is…
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Artikel Jurnal
Legal Implications of Blockchain Technology for the Indonesian National Financial System and Monetary Authorities
Bank Indonesia faces significant governance challenges as it integrates blockchain technology into the national financial infrastructure. While blockchain offers enhanced transparency and operational integrity, it also raises critical concerns about security, systemic vulnerabilities, and legal…