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Journal of Islamic Banking, Economics and Policy
ISSN 2977-9618 · Islamic Finance Review IFR · 16 articles in the index
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Journal Article
Mizan: A Primary-Source Diagnostic Framework for Evaluating Islamic Financial Instruments Against Classical Ribawi Characteristics
Purpose: This paper introduces Mizan, an open-access digital diagnostic tool that evaluates Islamic financial instruments against classical jurisprudential criteria derived exclusively from primary sources (Quran, Hadith, and classical scholarly texts). The tool addresses a critical gap in Islamic…
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Journal Article
Islamic Cooperative Finance and Economic Empowerment: Evidence from Malaysia
This study examines determinants of Islamic economic empowerments among Islamic cooperative members in Malaysia, focusing on KOPSYA (Koperasi Pembiayaan Syariah Angkasa Berhad). Using survey data from 127 the study examined the effect of "financial literacy", "social capital and trust", "governance…
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Journal Article
Literature Review on Sustainable Leadership: Conceptual Foundations, Theoretical Perspectives, and Future Directions
It has become inevitable to have a shift in leadership theory due to the escalating nature of grand societal challenges such as climate change, social disparities, economic fluctuations, and environmental degradation. The development of sustainable leadership can be attributed to the emergence of…
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Journal Article
The Role of Risk Management in Enhancing Innovation During Product Development Process
Islamic banking, a rapidly expanding sector, draws a diverse range of stakeholders through its profit and loss sharing and interest-free financing models. With the growth and diversification of Islamic banking, effective risk management has become crucial. The unique nature of Shariah-compliant…
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Journal Article
Empowering The Elderly: Integrating Zakat into Long-Term Care in Malaysia
Malaysia’s rapid transition into an ageing nation poses significant challenges to existing social security frameworks, particularly for the B40 group (Bottom 40% of households by income in Malaysia) and destitute elderly who lack adequate family support. Current welfare provisions often leave…
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Journal Article
Can Islamic Financing Ease in Monetary Policy Uncertainty – A Proposal for Islamic Monetary Policy
Purpose: The impact of monetary policy uncertainty in Pakistan on economic conditions, financial markets, and investor confidence is substantial. Historically, the conventional monetary system has failed to manage inflation, which has led to an uncertain monetary policy environment. The primary…
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Journal Article
Blockchain Adoption Challenges and Solutions in Bangladesh
Background: The idea of insurance was discovered several millennia before Christ (BC). In the second and third millennia BC, traders from China and Babylonia practiced shifting or dispersing risks. Today, insurance is the foundation of the economy, but expanding its penetration is difficult in…
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Journal Article
IoT Adoption Challenges and Solutions in Kenya
Background: The idea of insurance was discovered several millennia before Christ (BC). In the second and third millennia BC, traders from China and Babylonia practiced shifting or dispersing risks. Today, insurance is the foundation of the economy, but expanding its penetration is difficult in…
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Journal Article
Application of Takaful in Addressing the Green Agriculture Concept in Pakistan
The agriculture sector is considered to be the backbone of any economy. Unlike other developed or Muslim countries, conventional banks, Islamic banks, microfinance institutions, and the government are not providing suitable insurance facilities to the sector in Pakistan. This is the main reason…
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Journal Article
Consumer behavior towards the acceptance of Islamic home financing.
Purpose - The purpose of this study is to examine whether consumers in Pakistan are aware of Islamic home financing and to identify the factors that influence customers to choose Islamic home finance facilities. The basic model employed is the Theory of Planned Behavior (TPB) to measure consumer…
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Journal Article
Role of Islamic Finance in Reducing Domestic Debt
Purpose: This paper explores the role of Islamic finance in mitigating domestic debt in developing countries. As traditional interest-based borrowing systems continue to burden public finances, there is a growing need to consider ethical and sustainable alternatives rooted in Islamic financial…
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Journal Article
Strategic Innovation Pathways in Shariah-Compliant Fintech: A Comparative Study of Saudi Arabia and Indonesia
Purpose: This study investigates the strategic management of innovation within the uncertain domain of Shariah-compliant fintech. It addresses a core dilemma for entrepreneurs and corporate innovators: navigating the tension between scaling efficient, low-risk digital products (Murabaha) and…
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Journal Article
TESTING THE IMPACT OF MAJOR EVENTS ON CONVENTIONAL AND ISLAMIC STOCK INDICES OF G7 AND GCC
The research intends to investigate the impact of COVID, Glasgow Climate Pact, Ukraine War and ChatGPT Launch on the conventional and Islamic stock indices of G7 and GCC countries. The researcher employed the event study methodology to analyze the impact of the four events and used DCC-MGARCH for…
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Journal Article
DFAS-GDR: Governance deployment Roadmap — Implementation frameworks and adoption protocols for the DFAS Governance Convergence Doctrine.
This manuscript provides the institutional deployment roadmap for the DFAS-AI Governance Convergence, a doctrinal framework for ethical and operational artificial intelligence governance in financial institutions. It delivers structured implementation strategies and standardized adoption protocols…
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Journal Article
FinTech Innovation and Islamic Finance: A Thematic Literature Review
Financial technology (FinTech) has emerged as a transformative force in global financial systems, reshaping traditional financial intermediation through digital innovation. Within Islamic finance, FinTech presents both significant opportunities and complex challenges, particularly in relation to…
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Journal Article
Adoption of IoT in insurance sector of Bangladesh
Background: The idea of insurance was discovered several millennia before Christ (BC). In the second and third millennia BC, traders from China and Babylonia practiced shifting or dispersing risks. Today, insurance is the foundation of the economy, but expanding its penetration is difficult in…